except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

The defendant had been able to use his/her credit card to open and use a credit card with an opportunity to know that he/she had economic power because of the lack of living expenses.

1. On February 19, 2018, the Defendant drafted an application for C card in the name of “B” in the name of the applicant column, “E” in the resident number column, and “F G cafeteria in Jeju City” in the name of the applicant column, and transmitted the application to C card holders in the name of “B” in the name of the applicant column, “E” in the resident number column, and “B G cafeteria in Jeju City,” without knowledge of the fact.

Accordingly, with the aim of hindering the management of affairs, the Defendant forged a written application for C Card in B, which is an electronic record of another person's rights, obligations, or certification of facts, and exercised a forged C Card application.

2. On February 26, 2018, the Defendant, using the credit card in the name of B issued as a result of the act referred to in paragraph (1), purchased goods at I located at H at Jeju, and then delivered the said C Credit Card to both victims, who were himself/herself, and settled the payment, from that time until April 10, 2019, the Defendant acquired a total of KRW 23,654,066, as indicated in the list of crimes (1) of the attached Table, from that time to April 10, 2019.

3. A thief, around February 26, 2018, the Defendant stolen the cash of the victims in the manner of withdrawing a sum of KRW 51,020,000 from January 21, 2019, as shown in the annexed List of Crimes (2) by inserting three credit cards in cash in the cash payment season and inserting a password, which was issued by the act of paragraph (1), from the cash payment season at the headquarters of Jeju District Headquarters at Jeju Island, from January 1, 2018.

4. The accused of fraud by using computers, etc. on or around June 12, 2018.