The Defendants did not pay each of the above fines.

1. With respect to the use and management of a means of access, no person who uses or acquires a means of access, or receives, demands or promises any compensation therefor, shall borrow or lend a means of access, or keep, deliver or distribute a means of access, unless otherwise specifically provided for in any other Act;

Nevertheless, around 13:00 on June 28, 2016, the Defendant lent each cash card and password of the post office account (Account Number: C) and the account of the new bank (Account Number: D) to a person whose name is unknown on the front of the Seo-gu Daegu-gu and 62-ro 10,000, 62-ro, 10,000,000,000,000 per account.

Accordingly, the Defendant promised to lend the means of access to the financial period to the third party.

2. With respect to the use and management of a means of access, no one shall transfer or acquire a means of access, receive, request or promise any compensation, receive or lend a means of access, or keep, deliver or distribute a means of access, unless otherwise specifically provided for in any other Act;

Nevertheless, on June 2016, the Defendant lent a physical card to a person whose name is not known, on the condition that, through Kwikset Service Delivery Board, the cash card and password of the Daegu Bank Account (E) and the Daegu Bank Account (Account Number:F) are paid for KRW 30 million per two weeks per unit.

Accordingly, the Defendant promised to lend the means of access to the financial period to the third party.

Summary of Evidence

1. Defendants’ respective legal statements

1. Statement of each police suspect interrogation protocol against the Defendants

1. Details of transactions in a new bank account and personal information, details of transactions in a post office account and personal information, and