beta
(영문) 부산지방법원 2016.06.08 2014가합49732

보험에관한 소송

Text

1. The insurance contract entered into between the Plaintiff and the Defendant A is invalid.

2. The plaintiff, defendant .

Reasons

1. Basic facts

A. The plaintiff is a company established for the purpose of insurance business, and the defendants are married couple.

B. On November 2, 2006, the Plaintiff: (a) between Defendant B and Defendant B, the insured and beneficiary; and (b) entered into a Class I insurance contract for non-life-sustaining treatment (hereinafter “instant insurance contract”); (c) on January 21, 201, the beneficiary was changed on January 21, 201; and (d) January 17, 2013, the policyholder was changed to Defendant A.

C. The Defendants: “Defendant B was hospitalized in approximately 711 days from February 14, 2007 to July 8, 2014,” and claimed insurance money based on the instant insurance contract, and received totaling KRW 46,630,786 (=Defendant A’s KRW 11,464,371 KRW 35,166,415) from the Plaintiff.

(B) On February 14, 2007, the Plaintiff’s insurance proceeds was diagnosed as “new frighting life” and was hospitalized in C Hospital for 13 days, and was received from February 14, 2007 to July 8, 2014, as indicated in the payment details of the Plaintiff’s insurance proceeds, from February 14, 2007, from February 14, 2007 to July 14, 2014, under the name of Eulphitis, both sides, knenenee snee snee sneophe sneophe sne, high blood pressure, knee snee snephe snephe sephe sema, sneeebra, vertebebl, vertebebral, verteebral, vertebalebral, flaebral, sebral, chron, sium, sium therapy and sechopa.).

By December 2004, the details of the insurance contract that the Defendants concluded with Defendant B as the insured and the Defendants as the contract parties are as stated in the attached Table 3 insurance premium payments and the receipt of insurance money. The insurance premium to be paid every month under each of the above insurance contracts is KRW 740,201.

E. The total amount of the insurance money received between June 2006 and August 2014 by the Defendants pursuant to the insurance contract indicated in the attached Table 3 is 461,487,706 won from March 2005 to December 2006 from March 3 through December 3, 2006.