가. 보험계약의 체결 망 C는 1997. 12. 9. 피고와 사이에 계약자 및 피보험자를 C, 보험기간은 1997. 12. 9.부터 2017. 12. 9.까지, 보험수익자를 사망시 상속인으로 하여 아래와 같은 내용의 ‘(무)랄랄라교통안전보험 및 (무)재해입원특약’ 보험계약(이하 ‘이 사건 보험계약’이라고 한다)을 체결하였다.

(1) A major insurance money for death of an association which is subject to major coverage: The amount of hospitalization benefits paid at the time of the insured's death due to a disaster other than a traffic accident: The amount of at least KRW 50,000 won per day between three days and 10,000 per day when the insured is hospitalized (the maximum of 120 days per time of hospitalization) for at least four days due to a disaster. < Amended by Presidential Decree No. 2019, Feb. 1, 201>

B. The deceased C’s death 1) around 21:00 on December 15, 2013, 2013, the deceased C her drinking alcohol, and she her drinking alcohol, she she was frighted to her water exemption after having her frightened. On the same day, the Plaintiff reported 119 on the detection of the net C’s inside-to-face color and the state of lapsying, around 21:30 on the same day. 2) The deceased C was transferred to the D hospital and was subject to emergency measures, such as in-house insertion, and thereafter, was hospitalized on December 16, 2013 by transferring the deceased University’s movable property to the D hospital.

The deceased C was diagnosed as "hhandinal waste" and received treatment for it, and was transferred to E hospital on January 14, 2014, but died on January 27, 2014.

3 The death diagnosis document drawn up on January 27, 2014 with respect to the deceased C is written as follows: the death diagnosis document drawn up on January 27, 2014 is written as follows: the directly deather is closed, the cause of the direct death is the cause of adult smoking difficulties, and the type

C. The heir of the deceased C is the wife A, the Plaintiff B, and F, the wife of the deceased C. D.

The defendant's liability reserve is paid.