1. The defendant's appeal and the plaintiff's incidental appeal are all dismissed.

2. Costs arising from an appeal and an incidental appeal shall be respectively.

1. The reasoning of the judgment of this court citing the judgment of the court of first instance is as follows: (a) the fourth 20th 20th 20 of the judgment of the court of first instance “Defendant C” shall be deemed “C”; and (b) the sixth 9th 9th 9 term “loan” shall be deemed as “loan”; and (c) it shall be cited as it is in accordance with the main sentence of

(2) The court of first instance is justified in finding facts and finding decisions of the court of first instance, considering the evidence duly adopted and examined by the court of first instance as follows: (3) evidence Nos. 3 and 4-1 through 4 submitted by the defendant in this court; and (4) evidence No. 2).