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서울중앙지방법원 2017.12.06 2017나4132
보험금
Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

Reasons

1. Basic facts

A. The Plaintiff directly operated the signboard company in the name of “F” from May 1997 to November 2001, the Plaintiff was a corporation operating the insurance business in accordance with the Insurance Business Act and related Acts and subordinate statutes, and the insurer of the insurance contract of this case as seen below. After the business closure of the said company, the Plaintiff was working as a signboard technician. The Plaintiff, on December 29, 2007, was working as a daily wage from “G” and was working as a signboard installation.

B. 1) On January 24, 2006, the Plaintiff’s wife B concluded an insurance contract with the Defendant under the name of “non-dividend Tup Insurance” with the policyholder himself and two children. On October 9, 2007, the Plaintiff entered into a modified contract with the insured on the said insurance contract (hereinafter “final modified insurance contract”) with the content of adding the Plaintiff to the Plaintiff.

2) However, B added the Plaintiff as the insured, and notified the Defendant of the Plaintiff’s occupation to “the Plaintiff’s occupation.” 2) The main contents of the instant insurance contract are as follows.

Of the security matters and subscription amount of the insurance contract of this case, the Nos. 2 through 8 of the table 1 falls under the security items that can be subscribed under the premise that the plaintiff's occupation is "a person engaged in assistance in the operation of a ship", and the insurance premium is calculated based on the above security items

O The name of goods: HO insured and beneficiary: The insured period of Plaintiff’s insurance: from January 24, 2006 to January 24, 2053: the insured amount of the Plaintiff’s subscription [Attachment 1] coverage amount of KRW 50,000,000 for 3 injury income compensation of KRW 50,000 for 4 injury per 4 injury (one day) per 10,000,000 for 50,000 for 50,000,000 for 4 injury and injury treatment expenses (one day per 10,000,000 for 6 brain / internal injury treatment expenses of KRW 10,00,00 for 6 brain / internal injury treatment expenses of KRW 10,000 for 10,00 for 10,000 for injury and injury treatment expenses of KRW 10,00 for 10,000 for injury and injury treatment expenses of KRW 10,000 for 00 for injury.