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서울중앙지방법원 2015.02.05 2014가단5054734

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.


1. Basic facts

A. On December 30, 201, the Green Damage Insurance Co., Ltd. concluded an apartment organization fire insurance contract (hereinafter “instant insurance contract”) with respect to A apartment council of occupants’ representatives and Gwangju-gu A apartment (hereinafter “instant apartment”) with respect to the insurance period from January 7, 2012 to January 16:00 on to January 7, 2013 (hereinafter “instant apartment”).

B. After that, on May 3, 2013, the instant insurance contract and the rights and duties, or contractual status therefrom, were transferred from the Green Damage Insurance Co., Ltd. to the Plaintiff through a decision to transfer contract under Article 14(2) of the Act on the Structural Improvement of the Financial Industry.

C. Defendant Geum River Life Co., Ltd. (hereinafter “Defendant Geum River Life”) is a company that runs the manufacturing and wholesale business of household electric power, electric heat equipment, medical appliances, medical appliances, appliances, etc., and Defendant Geum River Life Co., Ltd. (hereinafter “Defendant Geum River Life”) is an insurer that purchased product liability insurance regarding the liability for damages arising from defects in electric appliances, etc. produced and sold by Defendant Geum River Life.

B residing in the instant apartment No. 110-dong 602 (hereinafter referred to as “602”), purchased on September 15, 2012, and used an electric straw board (hereinafter referred to as “the instant electric straw board”) manufactured by the Defendant Geum River Life, and put it out on the shock. The fire of this case is referred to as “the fire of this case on December 29, 2012, when it was out of the country by operating the instant electric straw board.”

A. The occurrence occurred.

The total inside of 602 units of the above fire caused a serious loss and contamination, and the furniture, household appliances, sports equipment, and interior finishing materials, etc. inside the fire were destroyed, and the outer walls and stairs of the instant apartment building 110 units of the building were contaminated by the noise, etc., and the damage caused by the instant apartment building 110 units of the upper floor, which is the 110 units of the apartment building of the instant case.

E. The plaintiff does not belong to this case.