A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. No person who violates the Electronic Financial Transactions Act shall lend any access medium while receiving, demanding or promising any consideration in using or managing the access medium;

Nevertheless, on September 15, 2015, the Defendant lent the physical cards and passwords connected to the national bank account (B) in the name of the Defendant through Kwikset service that sent to the Defendant, on condition that he lent the e-mail cards, etc. connected to the account opened in the name of the Defendant on September 15, 2015.

2. The name of the person who is not eligible for assistance in fraud shall give a loan to many and unspecified people by posting a telephone.

In addition, the money is received by means of the account in the name of another person, and the money is planned to be collected through the physical card connected to the account in the name of another person.

On September 15, 2015, at a place where it is impossible to know the location of around 11:00 on September 15, 2015, the name-free person was called a telephone to the victim C, and the fact was thought to obtain money from the damaged person as loan expense, and even if he received money from the damaged person as loan expense, he is the head of the future savings bank team.

A loan of KRW 30 million may be granted to an interest at a low interest rate.

The loan will be made when sending out snow-maintenance, deposit money, etc. necessary for the loan.

“A false statement was made to the effect that it was “.”

In addition, as described in the above paragraph 1, one person who was not the name suggesting that the defendant will be delivered a physical card, etc. connected to the account under the name of the defendant, on condition that the defendant 500,000 won per month by posting a phone, as described in the above paragraph 1, and the defendant knew that the person in whose name was not the defendant was aware that he was unable to commit the criminal act of transsing, the physical card and password connected to the national bank account under the name of the defendant.