Defendant

A shall be punished by a fine of 20,00,000 won, Defendant B and C by a fine of 3,000,000 won, respectively.

The defendants are the defendants.

Punishment of the crime

1. Any person who intends to operate a credit business shall register with the administrative agency having jurisdiction over the relevant place of business by place of business.

Defendant

A around August 11, 2010, at the F office in the operation of the Defendant in Busan Shipping Daegu E, the Defendant lent 9 million won to G as collateral for 30 days and received interest of 1 million won for 30 days.

In addition, the Defendant, as described in the list of crimes from August 11, 2010 to March 2, 2012, extended a loan of KRW 453,10,000 to a customer who wants to borrow a vehicle on 32 occasions by taking the foregoing method as set forth in paragraphs 1 to 32 of the list of crimes.

B. Defendant A, B, and C received a loan request from H on February 28, 201, and Defendant A, Defendant B and C supported the loan, and Defendant B and C lent the loan to H for 7.2 million won as security and 8 million won interest.

In addition, between February 28, 201 and March 5, 2012, the Defendants conspired to lend KRW 130,90,000 to a customer who wants to borrow a vehicle on the security of all vehicles at least eight occasions in accordance with the foregoing method as set forth in the list of crimes between February 28, 201 and March 5, 201.

2. Unregistered credit service providers may not charge interest exceeding 30 per annum. (a)

Defendant

A around August 11, 2010, the Defendant lent KRW 9 million to G for 30 days at the above F Office as above, and received interest of KRW 100,000,000 from this interest, exceeding 30%, which is the maximum interest rate, and received interest of KRW 133.3% from August 11, 2010 to March 2, 2012, as described in the list of crimes Nos. 1 to 32, the Defendant loaned KRW 453.1 million to the customer who wants to borrow a loan over 32 occasions, and received KRW 34.13 billion interest exceeding the maximum interest rate.

B. Defendant A, B, and C around February 28, 201, at the above F Office, Defendant A received a loan request from H, Defendant B and C supported the loan, and Defendant B and C supported H with the loan, and 7.2 million won for TG car as security.