1. All of the plaintiffs' lawsuits against the defendants listed in the separate sheet No. 2 shall be dismissed.

2. The Defendants jointly do so. Attached Form 2.

1. Basic facts

A. Status 1 of the parties, etc.

Defendant A (hereinafter “Defendant A”) is a company engaged in the business of issuing, selling, and managing credit cards, pre-paid cards, or debit cards.

(2) The Plaintiffs are those who have used or used a credit card, etc. upon entering into a credit card and a financial transaction contract with the Defendant’s national card and a credit card, etc., under the Credit Information Use and Protection Act.

B. The concept of the card accident analysis system and the introduction card accident analysis system (hereinafter “FDS”) are introduced by all domestic credit card companies as a system to detect abnormal or fraudulent use due to theft, loss, forgery, etc. of credit cards. According to FDS, an analysis model is made based on statistical methods by utilizing large-scale card use information and pertinent customer information based on past accident transactions and based on the results, if it is discovered that abnormal types of transactions have occurred according to the statistical analysis pattern of the credit card when using the credit card, the approval of the card will be refused.

C. (1) The Defendant’s national card was introduced for the first time in 2008, and the need for the scam was raised. On January 30, 2013, Defendant A entered into a contract with Defendant A to purchase scam related to scam scams within seven months from the date of concluding the delivery term, and within seven months from the date of entering into the contract.

B. The development human resources of Defendant A, including the project general manager B, are put in the Defendant’s national card from February 2, 2013 to August 2013, and FDS development work.