logobeta
본 영문본은 리걸엔진의 AI 번역 엔진으로 번역되었습니다. 수정이 필요한 부분이 있는 경우 피드백 부탁드립니다.
arrow
(영문) 인터넷전업 생보사의 손해보험 교차판매
금융위원회 | 2016-05-02 | 법령해석 | 보험
Types

Interpretation

Sector

Insurance

Date of reply

2016-05-02

Summary of Inquiry

Whether it is possible for an Internet professional life insurance company that solicits on the Internet homepage only to advertise non-life insurance products of other non-life insurance companies on its own website and to receive advertising fees based on its performance?

replys

I can advertise the non-life insurance products of other non-life insurance companies on their own homepage and receive advertising fees. However, it is judged that the act of advertising by using its own website and receiving the fees is an act of advertising by using its own assets, physical facilities, etc., and it is necessary to report it as an incidental business in advance pursuant to Article 11-2 of the Insurance Business Act.

Reasons

The advertisement of the insurance products by other non-life insurers on the company's own homepage is engaged in the advertisement business using the company's own homepage as an advertising medium, and it is difficult to regard the act of soliciting insurance products or the insurance business. Therefore, the life insurance company may advertise the insurance products of other non-life insurance companies on its own homepage and receive the fees. However, it is judged that the insurance company's additional profits from using human resources, assets, physical facilities, etc. of the insurance company should be reported in advance pursuant to Article 11-2 of the Insurance Business Act.

arrow