A Imprisonment with prison labor for one year, and for one year and six months, respectively.

Criminal facts

[Structureed to commit fraud in lending money for lease on a deposit basis for houses] The Ministry of Land, Infrastructure and Transport operates the system of lending money for lease on a deposit basis for workers who lend money at a rate lower than that of the time, if the National Housing Fund applies for a loan with only certain documents, such as a certificate of employment, a statement of salary, etc., and a charter contract, without any special security, to stabilize the residence of homeless

However, the fact that the financial institution entrusted with the affairs related to the loan of the deposit on a deposit basis provides a loan and provides a false examination and lending to the financial institution, and the broscers, after inviting false lessees and those who will act as a lessor, shall prepare a false certificate of employment and a written lease contract to the lessee, and make a false lessee conduct the lease. The false lessee shall apply for the loan of the deposit on a deposit basis to the financial institution for the submission of documents related to the falsely prepared employment and a written lease contract for the lease on a deposit basis as above. The lessor shall cooperate in preparation of the lease contract, and the lessor shall, if requested by the financial institution to verify the existence of the contract on the deposit basis, invite each person to commit the loan fraud in order by performing his/her own role, such as making confirmation as if the lease contract was concluded and withdrawing the loan deposited to him/her.

[Detailed Criminal Facts]

1. Defendant Q: (a) by advertising that a person with lower credit rating is allowed to borrow a loan to a person with lower credit rating; (b) by inviting false lessors or lessees to participate in a loan fraud; (c) giving instructions to forge the loan documents; (d) providing false lessee with forged documents, such as a certificate of employment attached to the loan application; and (e) providing them with false lessors by preparing forged documents, such as a certificate of employment attached to the loan application; (e) soliciting false lessors; and (e) S, by recruitment of Defendant.