1. The Defendant, on July 8, 2016, transferred the above claim to the victim D on the condition that “The Defendant’s name EFC account (Account Number:F) submitted to the National Health Insurance Corporation shall be delegated to the victim, and shall not interfere with the victim’s exercise of rights until the transfer takes effect” (hereinafter “transfer of claims in this case”).

On October 25, 2016, the Defendant: (a) deposited KRW 88,673,007 in a passbook (F) passbook (F) in the name of the Defendant (F) that was delegated to the victim as the transfer of the rights in accordance with the terms and conditions of the above bond transfer contract; and (b) embezzled KRW 88,673,00 in the aggregate of KRW 138,70,00 in the following manner, as shown in the attached list of crimes until September 26, 2017, at the E Association Head-dong Branch located in Chang Simpo-si, Changsi, Changwon-si, Changwon-si; and (c) filed a report on the loss of the above passbook at the E Association Head-dong branch located in Changsi, Changwon-si; and (d) embezzled KRW 88,673,000 in the number of passbook issued to the Defendant’s account under the name of the Defendant; and (d) embezzled it on September 26, 2017.

2. On December 29, 2016, the Defendant made a false statement to the effect that “The Defendant shall pay the victim with a monthly payment to the victim in the L office operated by the victim, who is located in Chang-si, Chang-si, Chang-si, Chang-si, Chang-gu, J. K., “I will pay the paid amount. If the Defendant borrowed 15 million won, he/she will have worked as the head of Murterology and office, so he/she will pay the money soon after receiving the monthly payment.”

However, even if the defendant borrowed money from the victim, he did not have the intention or ability to repay it.

The defendant.