(However, “creditor” is deemed to be “Plaintiff” and “debtor” to be “Defendant”. 2. The grounds for judgment are based on a confession (Article 208(3)2 of the Civil Procedure Act). Since the Defendant only raised a formal objection after being served with the original copy of the payment order and did not submit a specific written response, and did not appear on the date for pleading, it is deemed that all of the Plaintiff’s allegations were led to confession pursuant to Article 150(3) of the Civil Procedure Act.